I have been with TMC maybe 2 years and it's the best thing I have done for my business. I went through 4 credit card companies in 15 years one was worse then the other. Just by chance I asked our Credit Union and the rest is history. The people are so friendly and pleasant. I use to dread calling if I had a problem, well I rarely have a problem but one I do, I don't mind calling. Thank all of you at TMC I am so grateful for you.