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FAQ
FAQs
General
What is Merchant Services?
Why should I consider accepting credit cards?
What is the benefit of accepting a credit card from my customer?
How much does it cost?
How long does it take to get set up?
What about Free Equipment Offers?
What is PCI/DSS Compliance and how does it affect me?
Isn’t it a HASSLE to change processors?
Does TMC have a long term contract?
Can I use my own machine?
Are the machines expensive?
What if I am already processing with someone else?
What if I am in a long term contract or lease?
Can I process credit cards online with your company?
What types of credit acceptance and businesses are serviced?
Checks
What if I am taking too many bad checks?
I am tired of visiting my financial institution everyday to deposit checks! Do you have anything that can help?
Types of Credit Card Acceptance/Businesses Service
What credit cards can I accept?
Gift Cards
Can I get a Gift Card Program through TMC?
Visa Fleet Cards
What is the Visa Fleet mandate?
What is the enhanced data that needs passed?
What is the benefit with passing this enhanced data?
How do I recognize a Visa Fleet card?
What happens if I am not passing the fleet data today for Visa Fleet cards?
We are passing some of the enhanced data for Visa Fleet cards, but not all of it, is that sufficient?
What if my point-of-sale device does not support the Visa Fleet requirements?
Is there a benefit in interchange if I pass the Visa Fleet enhanced data?
What will happen if I don’t upgrade?
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“
It has been a pleasure working with Total Merchant Concepts... service quality is very important at Columbia Credit Union and Total Merchant Concepts shares those same high standards.
”