Centric Federal Credit Union is pleased to introduce our partner for all of your electronic payment needs!

Total Merchant Concepts is an Integrity based company with a reputation for Excellence. We've partnered with their team to insure that our Centric Federal Credit Union Members have the very best options related to payment acceptance.

Please review the options below and feel free to contact your Centric Federal CU Team or our partners at Total Merchant Concepts.


Credit & Debit Card Acceptance

Accepting credit cards can increase your business by as much as 45%! Accept Visa, MasterCard, American Express, Discover, & Debit Cards (both PIN and non PIN based). ECommerce options available!

Mobile Processing Solutions

Technology has given us the ability to turn your SmartPhone or web enabled tablet into a mobile credit card processing device.Selecting the RIGHT option for your business is very important.

Gift & Loyalty Card Programs

Providing options for your customers can translate to more dollars in your pocket. Create a Gift Card/Loyalty program to increase traffic and revenue.

Electronic Check Services

Accept checks with confidence by using any (OR ALL) of our check processing options: Check Verification, Check Guarantee, ACH Check Conversion & Check 21.

PCI Compliance

PCI DSS stands for Payment Card Industry Data Security Standard. Preventing fraud and insulating your business from the catastrophic fines associated with card breaches is critical so following industry mandates is critical to the long term success of your business.

Exceptional Service

Working with people who care about your business and your money is important- that's one of the reasons you chose your Holyoke Credit Union! They have partnered with a team of professionals who will make you feel right at home and very well taken care of.

Contact Our Partners at
Total Merchant Concepts

Get Started!